Example 01
A 4-truck shop doing $1.4M
How revenue per truck, payroll percentage, and service/install mix can show whether the shop is ready to add capacity.
Revenue per truckPayroll %Margin split
Are you ready to add another truck?
Take the 90-second Truck Economics Check to see if you're ready to add capacity. If not, get the first 3 things to fix before adding another truck, tech, crew, or location.
Built for owner-led HVAC shops adding trucks, techs, crews, or locations.
Four signals before the next truck.
The 90-second diagnostic checks whether your operating controls are strong enough before adding capacity: revenue-per-truck visibility, labor burden discipline, cash forecast readiness, and margin separation.
01
Revenue per truck visibility
Do you know revenue per active truck for the trailing 12 months?
Strong
02
Fully loaded tech cost
Do you track wages, payroll tax, benefits, truck, fuel, tools, and admin allocation?
Partial
03
Cash forecast readiness
Do you have a current 13-week cash forecast used before hiring or adding capacity?
Gap
04
Margin separation
Do you separate service margin from install margin?
Partial
Example statuses shown. Your results depend on your answers. The diagnostic does not require financial statements and identifies which controls are strong, partial, or missing before you add another truck, tech, crew, or location.
A truck can grow revenue and weaken cash.
The cost shows up before the capacity proves itself.
Payroll • Insurance • Fuel • Tools • Software • Financing • Dispatch load
Are your financial controls ready for the next truck?
Eight operating signals. 90 seconds. See if your HVAC business is ready to add capacity, and if not, get the first 3 gaps to fix before adding another truck, tech, crew, or location.
What Finity installs.
Clean books, truck economics, and cash control in one monthly rhythm.
01. Books
Clean Books
Chart of accounts rebuilt around service, install, and maintenance.
- ✓Service / install / maintenance split
- ✓Job costing tied to dispatch
- ✓Monthly close target under 10 days after cleanup
02. Trucks
Truck Economics
Per-truck revenue, fully loaded tech cost, and the service vs. install margin split.
- ✓Revenue per truck, monthly
- ✓Fully loaded tech cost
- ✓Next-truck breakeven model
03. Cash
Cash Control
A 13-week cash forecast updated weekly against actual bank balance.
- ✓13-week rolling forecast
- ✓Payroll and AP timing flagged
- ✓Cash pressure alerts
Installed in under 30 days.
A four-week install, then a monthly operating rhythm you actually use.
Week 01
Pull the numbers
QBO, bank, dispatch, and payroll data pulled. Owner interview on each truck.
Week 02
Clean the foundation
Chart of accounts restructured. Service, install, and maintenance separated.
Week 03
Build the truck model
Per-truck P&L produced. Fully loaded tech cost calculated.
Week 04
Set the cash rhythm
13-week forecast running. Monthly operating call scheduled.
Monthly
60-minute operating call. P&L, truck KPIs, cash, decisions for the next 30 days.
Weekly
13-week cash forecast rolled forward. Pressure points flagged before payroll.
Quarterly
Pricing and hiring review. Next-truck breakeven re-run.
As needed
Equipment financing, owner draw planning, tax reserves, and hiring scenarios.
Built for a specific operator.
Finity is built for owner-led HVAC shops between $800K and $3M. Below that, the system may be more than you need. Above that, you may already need internal finance support.
Built for you YES
- +Owner-led HVAC company, $800K to $3M in revenue
- +Running 1 to 8 trucks
- +Books exist, but the numbers are not decision-ready
- +Considering adding capacity in the next 12 months
Not a fit NO
- ·Under $500K, or pre-revenue
- ·Over $5M with internal finance already in place
- ·Tax-only or compliance-only work
- ·PE-backed or roll-up with central finance
The operating math behind adding capacity.
Plain-English examples of the financial controls that show whether another truck, tech, crew, or location will actually make the business stronger.
Example 02
Why an 8-truck shop can run out of cash
Strong revenue does not always mean cash safety. Install timing, equipment notes, payroll, and AP can still create a squeeze.
13-week cashWIPPayroll cushion
Example 03
What makes an HVAC shop easier to underwrite
Clean books, recurring maintenance base, margin separation, and consistent operating controls make growth and buyer review easier to defend.
Close timingMaintenance baseMargin quality
These examples are educational illustrations of the operating controls Finity helps validate. They are not claims about any company's actual financial performance.
Simple monthly support starting at $999/month
Built for HVAC owners who need clean books, cash control, and truck-level decision support before adding more capacity.
Growth Plan
Bookkeeping plus truck-level decision support
Starting at $999/month
For owner-led HVAC shops that need the financial basics cleaned up and turned into better operating decisions.
- ✓Monthly bookkeeping and close support
- ✓Revenue, payroll, and margin review
- ✓Truck economics and capacity-readiness check-ins
- ✓Monthly decision summary with the next 3 moves
- ✓Optional cleanup, setup, or deeper analysis quoted separately
Start with the 90-second Truck Economics Check. You'll see whether your numbers are ready for the next truck, tech, crew, or location, and whether the Growth Plan is enough or deeper cleanup is needed.
Final pricing depends on transaction volume, cleanup needs, systems, and reporting complexity.
Run the diagnostic. Or book a snapshot call.
The Truck Economics Check takes 90 seconds. The Snapshot Call is a 30-minute review of your trucks, labor, and cash position.